LAUNCH PRICE $44 — locked for this first round only. After this round it goes to $67.
🗓️ Built for bi-weekly paychecks

Bills hit.
You don't flinch.

The annual budget spreadsheet that tells you exactly what's safe to spend — every payday, all year.

$44 $67

Launch price: $44 during this first round. After this round, it increases to $67.

Get the Payday Planner →

⚡ Instant delivery · Works in Excel & Google Sheets · 30-day guarantee

Payday Planner — 2026
Safe to spend
$318
This paycheck
$1,800
Bills assigned 7 of 7
Rent$1,050
Car + insurance$312
Subscriptions$74
Safe to spend
Next payday
$362
Sound familiar?

The money was there on payday.
By Thursday, it's gone.

You pay the bills, grab takeout without thinking, move a little to savings, and then your account looks empty and you can't fully explain where it went. Free apps felt complicated. Messy Google Sheets fell apart after a week.

Set it up before your next payday — so you know what's actually safe to spend before the money disappears again.

Try the engine behind it

Your Safe-to-Spend number,
in real time.

This is the exact calculation the planner runs for every paycheck. Change the numbers — watch it update.

Safe to spend until next payday
$318
No guessing. No overdraft roulette.

The planner does this for all 26 paychecks a year — automatically.

What's inside

Everything you need to stop guessing.

🎯

Safe-to-Spend Calculator

One number. Shows what's actually yours after every bill, debt payment, and transfer hits. Stop guessing. Stop overdrafting.

💵

Paycheck-by-Paycheck Planner

Every bill assigned to the exact paycheck that pays for it. No more "Wait — was that due this check or next?"

🔥

Money Leak Finder

Annualizes every category automatically. That subscription doesn't cost what the monthly price says it does. Most people surface a couple hundred dollars of leaks in under 60 seconds.

That's actually $179.88 / year — for one line item you probably forgot you had.
📆

Bills & Payday Calendar

Every due date, every paycheck, one screen. See the whole month coming before it arrives.

💎

Annual Dashboard

See the full year at a glance — without rebuilding the thing every month.

I want this for my next payday →
Real people, real paychecks

"Hands down the best money I've spent on my finances."

T
Taylor 4h · 🌎
I am notorious for buying templates, getting overwhelmed, and never opening them again. But the Payday Planner took me maybe 10 minutes to set up, and I've actually stuck with it for three paychecks now! It does all the math for you, so updating it on payday takes literally two minutes.
❤👍😮 You & 40 others 483 reach
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S
Sophia Taylors 14h · 🌎
I was honestly on the fence about spending money on a spreadsheet when free apps exist, but it's worth 10x that. Just by visually mapping out my very first paycheck, I found $200 I normally would have blown on random stuff. Hands down the best money I've ever spent on my finances.
❤👍 You & 28 others manychat ✓
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J
Jessica 1d · 🌎
I used to dread the end of every month. My money would just disappear — I'd pay bills, grab takeout without thinking, then panic when my account looked empty. I tried free apps and messy Google Sheets, but they were too complicated or I'd forget them after a week. This is the first thing that stuck.
❤😮 You & 34 others 6 comments
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Lock the launch price

Set it up once. Coast all year.

The Payday Planner
The annual budget spreadsheet for bi-weekly paychecks
  • ✓ Safe-to-Spend Calculator — know what's truly yours after every bill
  • ✓ Paycheck-by-Paycheck Planner — every bill on the right paycheck
  • ✓ Money Leak Finder — surfaces what subscriptions really cost
  • ✓ Bills & Payday Calendar — the whole month on one screen
  • ✓ Annual Dashboard — the full year without rebuilding it monthly
$44 $67

Launch price for this first round only. After this round, it goes to $67.

Get instant access now →
🔒 Secure checkout · Instant delivery · 30-day guarantee
Before you ask

The honest answers

+ Why pay for a spreadsheet when free budgeting apps exist?
Free apps track money after you've spent it. The Payday Planner is built around the one question those apps don't answer cleanly: "what's safe to spend this paycheck?" It assigns every bill to the exact paycheck that covers it — something most apps and generic templates don't do — and it lives in tools you already own. No login, no subscription, no data handed to anyone.
+ I buy templates and never use them. Will this be different?
Fair concern — it's the most common one we hear. Setup takes about 10 minutes, and after that, updating it on payday takes roughly two minutes because the math is already built in. There's nothing to design or rebuild. You fill in numbers; it does the rest.
+ Does it work in Excel and Google Sheets?
Yes — both. You'll get instant access after checkout and can open it in Excel or make a copy in Google Sheets. No advanced spreadsheet skills required.
+ I get paid weekly / twice a month / irregularly. Will it still work?
It's built for a bi-weekly (every-two-weeks) rhythm, which is what most people on this page are working with. If your pay is weekly or twice-monthly you can still use it — you'll just map your income to the pay periods you actually have.
+ Is this financial advice?
No. It's a digital spreadsheet and an educational tool to help you organize your own numbers — not financial, investment, or tax advice. You make your own decisions; the planner just makes the math visible.
+ What if it's not for me?
There's a 30-day guarantee. If it doesn't help you see your money more clearly, you're covered.

Next payday is coming.
This time, you'll know.

Set it up once, before the money hits. Then watch the bills land while you don't flinch.

Get the Payday Planner — $44 →

After this launch round, the price goes to $67.

$44 $67
Get instant access →